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ACH and EFT ®

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ACH and EFT Processing
  • Automate Account Receivable Collection
  • Automate Account Payable Payments
  • One-time and Recurring Debits / Credits

ACH (Automated Clearing House) and EFT (Electronic Funds Transfer) specializes in the origination of moving money electronically.

Ask about our special:

ACH CHECK by Phone & ACH Check by FAX for Mail Order & Telephone Order!


We support ACH formats including:

  • ARC (Accounts Receivable Check Conversion)
    BOC (Back Office Check Conversion)
    PPD (Prearranged Debit or Credit, One-time & Recurring, Business to Personal, B2C)
    CCD (Cash Concentration Disbursement Debit or Credit, One-time & Recurring, Business to Business, B2B)
    CIE (Consumer Initiated Entry, Credit-Push One-time & Recurring, Business to Business, B2B)
    TEL (Check by Phone) Under the TEL Rule, only inbound telemarketers and sellers that have existing business relationships with consumers may obtain a consumer's authorization to initiate an ACH debit over the telephone. As evidence of a consumer's authorization of a TEL transaction, the telemarketer or seller must either: (1) Record the oral authorization of the consumer, or (2) provide the consumer with written notice confirming the oral authorization prior to the settlement date of the entry.

    Telemarketing Sales Rule - Authorization

    RCK (Represented Check, NSF Check Recovery)
    Multiple Batch and import options
    WEB (Internet ACH from a Web Site)

     

  • Whether your business is a Web address or a street address, you're banking on sales of products and services to keep your business thriving. And that means you need bona fide payments, whether by automated clearing house (ACH), electronic funds transfer (EFT), e-Check or other means.

    • High Risk ACH Processing
    • Check-by-Phone
    • Batch File Uploads
    • NACHA File Format Software
    • Recurring Debits & Credits
    • One-Time Debits & Credits
    • Online Checks from your Website
    • Inbound & Outbound Telemarketing
    • Complete Online Real-Time Reporting
    • Check Conversion - Point of Sale
    • Check Conversion - Non-Point of Sale

With our ACH credit payment processing, financial transactions between you and your customers are instantly verifiable, hassle-free and secure. Reporting is streamlined, instantaneous and user-friendly.

The ACH / EFT Network is a highly reliable processor and efficient nationwide batch-oriented electronic funds transfer system governed by the NACHA ( National Automated Clearing House Association ) Operating Rules and electronic funds transfer act which provide for the inter-bank clearing of electronic check payments for participating depository financial institutions. The Federal Reserve and electronic payments network act as ACH operators, central clearing house facilities through which financial institutions transmit or receive ACH entries. Over the past five years our merchants have processed MILLIONS OF TRANSACTIONS proving the software and service to be reliable, effective and a cost saving process for electronic transactions.

High Risk Merchant ACH Processing

  • Domestic
    Offshore
  • Thousands of merchants trust us to process their transactions and GET PAID. High Risk merchant transaction processing is a relatively complex process and should not be trusted to someone other than "true professional processors". Our credit card merchant services will let your business flourish in a friendly and hassle-free environment. Learn More

Today Payments Gateway Merchant Services
...continues to meet the challenge of our clients by offering a cost effective e-check gateway into the electronic check banking system. Electronic banking includes the transfer of funds between companies and / or consumer accounts for collection and payments.

Allow us to offer and create an electronic payment processing program to provide you access to your funds in an expeditious manner.

Our in-house ACH experts are standing ready to help you make an informed decision to move your company's payment processing forward.

Compare our service and prices to our competitors and
Give Us A Call

(866) 927-7180


Apply NOW

Stop Going to Your Bank to Deposit Checks!