Never go to the Bank again for Wiring money
- Wire payments automatically using your internet web browser.
- Online real-time reporting & messaging.
- We work with all U.S. Banks & Credit Unions
Do You Want to Wire money using the Internet?
If you do business on the Internet you need a secure, cost-effective, and reliable way to send good funds payments and process transactions. We can get you set up easily and quickly with a robust solution for sending business payments over the Internet.
- Wire transfers are processed:
- 1. Individually, not by batch.
- 2. In real-time, not held.
Web Site Processing: When we setup your account, you will be connected to our processing system to send wire payments securely, automatically, and in real time.
FREE Virtual Terminal: Our software also lets you manually key-in transactions through our Web site.
Fraud Protection: Identify, manage and prevent suspicious or potentially costly fraudulent transactions with this customizable, rules-based solution for Web merchants.
Good Funds Authentication Programs: After a wire is processed, you'll even receive an e-mail with good funds confirmation and receivor information. Plus, the Virtual Terminal feature gives you the ability to manually key-in transactions anywhere there's an Internet connection.
Low-cost, Easy-to-Use Solutions
Our Internet processing software allows users to send one-time and recurring payments with a simple user interface or integrate your software solution with us. We have XML, JSON, CSV, HTML and PHP solutions. Working with the Today Payments Gateway, you become part of the Good Funds Network and get the flexibility to process transactions directly from your website or manually keying them into our Virtual Terminal:
We provide a secure way to automatically authorize, process, and manage wire transactions. Our server-based, real-time Internet processing software connects to your Web site and works seamlessly with most shopping carts. Worried about Internet security? Our software has several features that protect your business from fraudulent activity:
With Today Payments Gateway, all your data is transferred using Payment Transactional Tokenization and Secure Socket Layer (SSL) encryption technology, ensuring that your customer's credit card information is always secure.
We have fast, friendly support! Our LIVE Merchant Experts are available 24/7/365 and answer every call within 30 seconds.
Our in-house eCommerce experts are standing ready to help you make an informed decision to move your company's payment processing forward.
Allow us to offer and create an electronic payment processing program to provide you access to your funds in an expeditious manner.
Compare our service and prices to our competitors and
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Stop Going to Your Bank to Wire Money!
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Frequently Asked Questions
- Regulation E - Issued by the Federal Reserve Bank pursuant to the Electronic Funds Transfer Act (EFTA), pertains to ACH.
- NACHA Operating Rules - Issued by the National Automated Clearing House Association pertains to ACH.
- Article 4A of the Uniform Commercial Code (UCC) applies to applies to credit funds transfers only (aka: Wire Transfers).
- Articles 3 and 4 of the UCC and Reg CC apply to checks.
- PART 1. SUBJECT MATTER AND DEFINITIONS
- PART 2. ISSUE AND ACCEPTANCE OF PAYMENT ORDER
- PART 3. EXECUTION OF SENDER'S PAYMENT ORDER BY RECEIVING BANK
- PART 4. PAYMENT
- PART 5. MISCELLANEOUS PROVISIONS
The Uniform Commercial Code (UCC) defines wire transfers, as well as electronic fund transactions, as payment orders. U.C.C. § 4A-103 (“‘Payment order’ means an instruction of a sender to a receiving bank, transmitted orally, electronically, or in writing, to pay, or to cause another bank to pay, a fixed or determinable amount of money to a beneficiary if: (i) the instruction does not state a condition to payment to the beneficiary other than time of payment; (ii) the receiving bank is to be reimbursed by debiting an account of, or otherwise receiving payment from, the sender; and (iii) the instruction is transmitted by the sender directly to the receiving bank or to an agent, funds-transfer system, or communication system for transmittal to the receiving bank.”" "Good Funds Wallet"©, (a fast credit push payment system) electronic bank transfers are not restricted like ACH transactions to amount, or account type, and work with 100% of US checking accounts for any amount. Electronic checks do not fall under NACHA rules or Reg. E, and instead are treated the same as paper checks although they never exist in paper form.
Wiring Transaction Pricing
Remember, we offer several products that work with our Online Wire Processing system.
We provide ACH, Check 21, Remotely Created Checks, EFT and Credit Card Processing all integrated into our software!