We offer business credit cards - Sparks Card
Sparks Card is an essential product for all business owners (Sole Proprietors, Corporations, Franchisees, Partnerships) and all industries. Most company owners start their business using their personal credit cards and lines of credit loans.
Capital One offers small business owners higher credit limits than individuals. Building Business Credit will help protect your personal assets while assist you in growing your business.
Today Payments can also provide your business with Credit Card, ACH eCheck payment processing that are instant, final (irrevocable - "good funds") and secure.
~ Capital One ® Spark ® Miles for Business
~ Capital One ® Spark ® Classic for Business
~ Capital One ® Spark ® Miles Select for Business
~ Capital One ® Spark ® Cash Select for Business
~ BuyPower Business Card from Capital One ®
Earn 2 miles per $1 on every purchase, every day. Plus, a one-time bonus of 50,000 miles once you spend $4,500 on purchases within 3 months from account opening. Miles won’t expire for the life of the account, and there are no categories to limit where or what you buy. $0 intro annual fee for the first year; $95 after that. There’s no limit to the amount of miles you can earn. Redeem miles for travel, cash back, gift cards and more. No foreign transaction fees and fly on any airline, anytime, with no blackout dates or seat restrictions.
Earn 1.5 miles per $1 on every purchase, every day. Plus, a one-time bonus of 20,000 miles once you spend $3,000 on purchases within 3 months from account opening. Miles won’t expire for the life of the account, and there are no categories to limit where or what you buy. Save on interest with 0% intro APR on purchases for 9 months; 13.99%-21.99% variable APR after that. Pay no annual fee or foreign transaction fees. Get online Quarterly and Year-End Summaries. There’s no limit to the amount of miles you can earn. Fly on any airline, anytime, with no blackout dates or seat restrictions.
Earning unlimited 1.5% cash back could mean thousands of dollars each year going back into your business. Plus, a one-time $200 cash bonus once you spend $3,000 on purchases within 3 months from account opening. Save on interest with 0% intro APR on purchases for 9 months; 13.99%-21.99% variable APR after that. No annual fee. Use Spark Cash Select across all your business spend, with no categories to limit your purchasing. Rewards won’t expire for the life of the account, and you can redeem your cash back for any amount. Get employee cards at no additional cost, and earn rewards from their business spend.
3% Earnings on purchases at gas stations, restaurants, and office supply stores; 1% Earnings on all other purchases; plus, 5% Earnings on purchases of GM parts, accessories and service at authorized GM dealers – all of which can be exclusively redeemed toward the purchase or lease of an eligible, new Chevrolet, Buick, GMC or Cadillac vehicle – No annual fee, no limit to how much you can earn and redeem, and your Earnings don’t expire; plus, a 0% Intro APR on purchases for the first 12 months and a variable APR of 13.74% after that.
Business Loans IN ADDITION to Sparks Card
That's right - you can receive both Sparks Card and a business loan.
Our term loans range from $5,000 - $500,000 over 3 – 36 month terms. Our lines of credit go up to $100,000. Payments are made over six months. The lines are revolving so as you pay down your balance, your available funds increase.
Minimum Criteria: At least 1 year in business, $100,000+ in annual revenue, 500+ FICO of business owner Click Here
...continues to meet the challenge of our clients by offering cost effective "good funds", real-time, instant, credit card, ACH and e-check payment processing services into the electronic payment solutions banking system. Electronic banking includes the transfer of funds between companies (B2B) and/or (B2C) consumer accounts for collection and payments. Today Payments Gateway Merchant Services gives your company choices in the method of faster payments that you can accept from your customers.
We provide services, solutions and support for all ACH formats, ACH API's, XML ACH, ISO 20022 Messaging, OFX (Open Financial eXchange), PSD (Payment Services Directive). Our payment processing platform is designed for simplicity and ease-of-use.
Process with the Sparks Card Professionals
- Automation of Accounts Receivable Collection with Same Day Settlement & Deposit
- Automation of Accounts Payable Payments with Same Day Settlement & Deposit
- One-Time & Recurring Debits & Credits with Same Day Settlement & Deposit
Each day, thousands of businesses around the country are turning their transactions into profit with real-time payment solutions like ours.
Contact Us for your payment processing