High Risk Payment Solutions

High Risk Specialists

High Risk
Merchant Credit Card &
ACH Processing Solutions

  • Domestic High Risk Processing

  • Offshore High Risk Processing

Thousands of merchants trust us to process their transactions and GET PAID.
High Risk merchant transaction processing is a relatively complex process and should not be trusted to someone other than "true professional processors".
Our credit card merchant services will let your business flourish in a friendly and hassle-free environment.

Today Payments Gateway Merchant Services

Why would you want to use an Electronic Check, Check21, RCC or RCPO?
Due to NACHA's rule changes in September 2015, a lot of "good companies" are being barred from using the ACH system to process their one-time and recurring transactions. Your transaction fees may by lower using Electronic Checks than ACH! Why not call us to see if eChecks are "Right for Your Company"?

Create Remote Electronic Check

Electronic Checks (eChecks) are Safe, Simple & Secure... “Electronic Checks” typically are created when the holder of a checking account authorizes a payee to draw a check on that account but does not actually sign the check. In place of the "paper draft" being created, we create an electronic transaction. A Remotely Created Payment Order, (‘‘RCPO’’) is an electronic version of a Electronic Check. Electronic Checks (eCheck) can be a useful payment device for some depositors under certain circumstances. In the current marketplace, eChecks may be used for recurring payments, one-time payments and collection activities authorized over the telephone, as well as contracts that necessitate same-day availability of funds. See Electronic Check versus ACH processing.

A "RCPO" & "RCC" do not get processed through the ACH (Automated Clearing House) and, therefore, are not regulated by NACHA.

A Electronic Check is subject to state law on negotiable instruments, specifically Articles 3 and 4 of the Uniform Commercial Code (U.C.C.) as adopted in each state. Under the U.C.C., a bank that pays a check drawn on the account of one of its customers may charge a customer’s account for a check only if the check is properly payable. A Electronic Check is defined under Regulation CC (Reg. CC), as amended in 2005 by the Federal Reserve Board, as: . . . [A] check that is not created by the paying bank and that does not bear a signature applied, or purported to be applied, by the person on whose account the check is drawn. The drawer grants the payee (merchant) authorization to produce a Electronic Check drawn on the drawer’s account. See both - Federal Reserve System - Availability of Funds and Collection of Checks: Proposed Rule & An Examination of Electronic Checks


  • Electronic Checks are not subject to .5% Unauthorized Return Rates
    Collect Larger Transaction amounts than using ACH
    Same-Day Deposit into Multiple Accounts
    Lower Return Rates than using ACH

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Today Payments Gateway Merchant Services

Quick Activation
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We offer the absolute Lowest Rates Rate Quote and faster funding than other providers
  3rd Party or Direct MID
We offer accounts to meet your needs
Fast Setup
  (In-house Risk Team
Same day fast approval & Set up
  99% Approval Rate
We offer high approval rates for legal business
  A Single System
Accounts offered for: Incorporate - Bank Account - Merchant Account -Gateway
High Risk & High Volume
Merchants who are have high volume or high risk clients are welcome
  We can help
Poor Credit history is not a reason to be refused
Multiple Payment Sources
  Visa, MasterCard, American Express and Discover
Accept multiple types of payment cards for your offshore account
  Offshore Processing
We can set up multicurrency offshore credit card processing


  Never give up!
We specialize in merchants who have been terminated
  Real-Time online Reports
Stay on top of your business by managing real-time online reports at any time
  Virtual terminal
Real-Time processing gateway and virtual terminal provided
Accept All Major Credit Cards, ACH & Paper Check Conversion
  A Single System
Simplify your financial operations and get fast weekly settlements
Fast Settlements
  A Single System
Simplify your financial operations and get fast weekly settlements
Verified by Visa
Complete fraud scrub and "Verified by Visa"
Fraud Detection
  Sophisticated and Experienced
Use our powerful and sophisticated fraud detection system with years of experience
  Recurring and Subscription
Online recurring and subscriptions based charges are available

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(866) 927-7180

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Stop Going to Your Bank to Deposit Checks!